| Contracts | Covenants |
| 1. deal with things or services | 1. deal with persons |
| 2. engage the services of people | 2. engage persons |
| 3. have time limits | 3. are forever |
| 4. are SACRED AFFAIRS belonging to the market place. | 4. are SECULAR AFFAIRS to the Church. |
| 5. can be made by children who have a sense of value of a coin. |
5. can only be made by adults who are mentally, emotionally and spiritually mature. |